:root{
  --ink:#111315;
  --text:#16191B;
  --body:#3D4449;
  --muted:#5F676E;
  --line:#DCE3DF;
  --line-soft:#E3E6E4;
  --paper:#FFFFFF;
  --soft:#EAF6F1;
  --field:#F6F8F7;
  --field-line:#C4CACF;
  --jade:#0B7A5A;
  --jade-hover:#08644A;
  --jade-bright:#42C79A;
  --jade-bright-hover:#5ED3AA;
  --dark:#111315;
  --dark-line:#2E3438;
  --dark-rule:#3A4045;
  --on-dark:#D4D9DD;
  --on-dark-2:#AEB6BD;
  --on-dark-3:#8E979E;
  --star-off:#8A948F;
  --display:'Schibsted Grotesk','Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --gutter:clamp(20px,5.5vw,80px);
  --side:max(var(--gutter),calc((100% - 1280px) / 2));
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}   /* the claude.ai preview adds this itself; the live site needs it (the chat window and the text-consent row hide this way) */
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.dock{transition:none}}
body{margin:0;overflow-x:clip;background:var(--paper);color:var(--text);font:16px/1.55 var(--sans);-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:var(--jade)}
a:hover{color:var(--jade-hover)}
:focus-visible{outline:2px solid var(--muted);outline-offset:3px}
.on-dark :focus-visible{outline-color:var(--on-dark)}
h1,h2,h3,p,dl,dd,figure,blockquote{margin:0}
h2{font:500 48px/1.04 var(--display);letter-spacing:-0.02em;color:var(--ink);text-wrap:balance;max-width:780px}
h3{font:500 24px/1.2 var(--display);color:var(--ink);text-wrap:balance}
.wrap{width:min(1280px,100% - 2 * var(--gutter));margin-inline:auto}
.rule{height:1px;background:var(--ink)}
.sec-head{display:flex;flex-direction:column;gap:20px}

.preview-note{background:var(--soft);color:var(--body);font-size:13px;line-height:1.5}
.preview-note .wrap{padding-block:8px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:999px;font:600 16px/1 var(--sans);text-decoration:none;cursor:pointer}
.btn-jade{background:var(--jade);color:#fff}
.btn-jade:hover{background:var(--jade-hover);color:#fff}
.btn-bright{background:var(--jade-bright);color:var(--ink);height:56px}
.btn-bright:hover{background:var(--jade-bright-hover);color:var(--ink)}

/* header */
.site-head{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:var(--paper);border-bottom:1px solid var(--line-soft)}
section[id]{scroll-margin-top:80px}
.site-head .wrap{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none;font:600 20px/1 var(--display);letter-spacing:-0.01em;white-space:nowrap}
.brand:hover{color:var(--ink)}
.brand svg{width:32px;height:32px;flex-shrink:0}
.nav{display:flex;gap:36px}
.nav a{font-size:15px;font-weight:500;color:#3D4449;text-decoration:none;white-space:nowrap}
.nav a:hover{color:var(--ink)}
.head-actions{display:flex;align-items:center;gap:20px}
.head-phone{font-size:15px;font-weight:500;color:var(--text);white-space:nowrap;text-decoration:none}
.head-phone:hover{color:var(--jade)}
.call-btn{display:none;width:44px;height:44px;border-radius:999px;border:1px solid var(--field-line);align-items:center;justify-content:center;color:var(--ink)}
.call-btn:hover{color:var(--ink);border-color:var(--ink)}
.head-apply{height:42px;padding:0 22px;font-size:15px}

/* hero */
.hero{position:relative}
.hero-photo{height:clamp(560px,40vw,720px);background:#6E3526;overflow:hidden}
.hero-photo picture{display:block;height:100%}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 0%}
.hero-photo{position:relative}
/* the builder photo (Jacob 9/30, new Soul photos with a flag in the scene): its wall behind the headline is light, so a
   soft shade on the left (top on phones) keeps the white words readable. The crop sits 30% down (hero-level-flag: the whole
   flag stays in the corner above the headline and she shows from the level to her knees) */
@media (min-width:901px){
  .hero-builder img{object-position:50% 30%}
  .hero-builder::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(90deg,rgba(17,19,21,.5) 0%,rgba(17,19,21,.36) 30%,rgba(17,19,21,.12) 48%,rgba(17,19,21,0) 60%)}
}
@media (min-width:901px) and (max-width:1320px){
  .hero-builder img{object-position:70% 30%}   /* narrower screens trim the sides: keep her and the flag in view */
}
@media (max-width:900px){
  .hero-builder img{object-position:50% 35%}   /* tablets get the wide photo */
  .hero-builder::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(to bottom,rgba(17,19,21,.55) 0%,rgba(17,19,21,.3) 30%,rgba(17,19,21,0) 50%)}
}
@media (max-width:600px){.hero-builder img{object-position:50% 0%}}   /* the tall phone photo: its plain wall sits under the headline */
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;background:#2A2320}
.hero-pause{position:absolute;right:12px;bottom:12px;z-index:2;width:44px;height:44px;border:0;border-radius:999px;background:rgba(17,19,21,.55);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer}
.hero-pause:hover{background:rgba(17,19,21,.75)}
.hero-pause .i-play{display:none}
.hero-pause[aria-pressed="true"] .i-play{display:block}
.hero-pause[aria-pressed="true"] .i-pause{display:none}
@media (min-width:901px){.hero-video,.hero-pause{display:none!important}}
.dock{display:none}
.hero-title{position:absolute;top:0;left:0;width:48%;height:clamp(560px,40vw,720px);padding:0 clamp(24px,3vw,56px);display:flex;align-items:center;justify-content:center;text-align:center;font:500 clamp(44px,4.2vw,72px)/1 var(--display);letter-spacing:-0.025em;color:#fff;text-wrap:balance}
.hero-bar{background:var(--dark)}
.hero-grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));column-gap:24px;align-items:center;padding-block:32px}
.hero-lede{grid-column:span 4;font-size:16px;line-height:1.55;color:var(--on-dark)}
.hero-amount{grid-column:span 5;display:flex;flex-direction:column;gap:8px;padding-inline:28px;border-inline:1px solid var(--dark-line)}
.amt-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px}
.hero-amount label{font-size:14px;font-weight:500;color:var(--on-dark-2)}
.amt-out{font:500 28px/1.1 var(--display);letter-spacing:-0.01em;color:#fff;white-space:nowrap}
input[type=range]{width:100%;height:32px;margin:0;cursor:pointer;accent-color:var(--jade-bright)}
.amt-scale{display:flex;justify-content:space-between;font-size:13px;color:var(--on-dark-3)}
.hero-cta{grid-column:span 3;display:flex;flex-direction:column;gap:12px}
.hero-call{align-self:center;font-size:14px;color:var(--on-dark)}
.hero-call a{color:#fff;font-weight:600;text-decoration:none;white-space:nowrap}
.hero-call a:hover{color:var(--jade-bright)}
.faq-intro a{white-space:nowrap}

/* how */
.sec-how{padding-block:96px 144px}
.how-grid{margin-top:48px;display:grid;grid-template-columns:var(--side) minmax(0,640px) 80px minmax(0,1fr);overflow-x:clip}   /* its photo's slow zoom-in reached past a phone screen and widened the page 2px */
.ledger{grid-column:2;border-top:1px solid var(--line)}
.ledger>div{display:grid;grid-template-columns:220px minmax(0,1fr);gap:24px;padding-block:22px;border-bottom:1px solid var(--line)}
.ledger dt{font-size:15px;font-weight:600;line-height:1.55;color:var(--ink)}
.ledger dd{font-size:17px;line-height:1.55;color:var(--body)}
.bleed{overflow:hidden}
.bleed img{width:100%;height:100%;object-fit:cover}
.how-grid .bleed{grid-column:4;min-height:560px;background:#2A2320}
.how-grid .bleed img{object-position:40% 20%}   /* flower-shop: keeps his head in on short tablet boxes */

/* why */
.sec-why{padding-block:120px 144px}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) 80px minmax(0,640px) var(--side);align-items:stretch}
.why-grid .bleed{grid-column:1;align-self:center;justify-self:end;width:min(100%,540px);aspect-ratio:1/1;min-height:0;border-radius:50%;background:#D9D4CC}
.why-grid .bleed img{object-position:50% 28%}
.why-body{grid-column:3;display:flex;flex-direction:column;gap:20px}
.dread{margin-top:12px;border-bottom:1px solid var(--line)}
.dread>div{padding-block:28px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.dread p{font-size:17px;line-height:1.6;color:var(--body);max-width:62ch}

/* who we fund */
.sec-fund{background:var(--dark);padding-block:160px}
.sec-fund .rule{background:var(--dark-rule)}
.sec-fund h2{color:#fff}
.fund-grid{margin-top:28px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px 24px}
.fund-grid figure{display:flex;flex-direction:column;gap:16px;min-width:0}
.fund-photo{height:460px;background:#22272A;overflow:hidden}
.fund-photo img{width:100%;height:100%;object-fit:cover}
.fund-grid figcaption{display:flex;flex-direction:column;gap:4px}
.fund-name{font-size:17px;font-weight:600;color:#fff}
.fund-use{font-size:15px;line-height:1.5;color:var(--on-dark-2)}
.fund-more{margin-top:28px;font-size:17px;line-height:1.55;color:var(--on-dark)}
.fund-more a{font-weight:600;color:var(--jade-bright)}
.fund-more a:hover{color:var(--jade-bright-hover)}

/* track record */
.sec-proof{padding-block:64px;border-bottom:1px solid var(--line)}
.proof{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
.proof>div{padding-inline:32px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.proof>div:first-child{padding-left:0;border-left:0}
.proof-num{font:500 clamp(34px,3.5vw,64px)/1 var(--display);letter-spacing:-0.03em;color:var(--ink);white-space:nowrap}
.proof-label{font-size:16px;line-height:1.5;color:var(--body);max-width:30ch}
/* the flag (Jacob 9/30: "not in your face", but so it comes across that we're a patriotic company): small, true colors, twice */
.flag{display:inline-block;flex:none;height:auto;border-radius:2px;box-shadow:0 0 0 1px rgba(17,19,21,.14)}
.proof-label .flag{width:1.5em;vertical-align:-0.14em;margin-right:10px}
.foot-usa{display:flex;align-items:center;gap:10px}
.foot-usa .flag{width:26px;box-shadow:0 0 0 1px rgba(255,255,255,.18)}
.proof-num .count{display:inline-block;font-variant-numeric:tabular-nums;text-align:right}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}

/* funding options */
.sec-options{background:var(--soft);padding-block:96px 120px}
.opt-intro{margin-top:20px;max-width:640px;font-size:18px;line-height:1.6;color:var(--body)}
.opt-grid{margin-top:40px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:64px;border-top:1px solid var(--ink)}
.opt-grid>div{padding-block:28px;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:8px}
.opt-grid h3{font-size:26px}
.opt-grid p{font-size:17px;line-height:1.6;color:var(--body);max-width:52ch}

/* reviews */
.sec-reviews{background:var(--soft);padding-block:96px 144px}
.rev-head{display:flex;align-items:flex-end;justify-content:space-between;gap:48px}
.agg{display:flex;flex-direction:column;align-items:flex-end;gap:6px}
.agg-top{display:flex;align-items:center;gap:12px}
.agg-num{font:500 32px/1 var(--display);color:var(--ink)}
.agg-src{font-size:15px;color:var(--body)}
.stars{display:flex;gap:3px}
.st{width:16px;height:16px;fill:var(--jade)}
.stars.lg .st{width:20px;height:20px}
.st.off{fill:none;stroke:var(--star-off);stroke-width:1.5}
.rev-grid{margin-top:28px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:start}
.rev{padding:28px;border-radius:16px;border:1px solid var(--line);background:var(--paper);display:flex;flex-direction:column;gap:18px}
.rev-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.rev-date{font-size:13px;color:var(--muted)}
.rev blockquote{font-size:17px;line-height:1.6;color:var(--text)}
.rev figcaption{display:flex;flex-direction:column;gap:2px}
.rev-name{font-size:15px;font-weight:600;color:var(--ink)}
.rev-biz{font-size:14px;color:var(--muted)}
.rev-link{margin-top:6px;font-size:14px}

/* faq */
.sec-faq{padding-block:144px 96px}
.faq-grid{display:grid;grid-template-columns:400px minmax(0,1fr);gap:80px;align-items:start}
.faq-intro{display:flex;flex-direction:column;gap:20px}
.faq-intro p{font-size:17px;line-height:1.6;color:var(--body)}
.faq-list{border-top:1px solid var(--ink)}
.faq-list>div{padding-block:26px;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.faq-list h3{font-size:22px}
.faq-list p{max-width:680px;font-size:16px;line-height:1.65;color:var(--body)}

/* apply */
.sec-apply{background:var(--soft);padding-block:144px}
.apply-grid{display:grid;grid-template-columns:520px minmax(0,1fr);gap:80px;align-items:start}
.apply-intro{display:flex;flex-direction:column;gap:20px}
.apply-intro p{font-size:17px;line-height:1.6;color:var(--body)}
.apply-photo{margin-top:20px;height:360px;background:#D9D4CC;overflow:hidden;border-radius:16px}
.apply-photo img{width:100%;height:100%;object-fit:cover;object-position:62% 50%}
.form{padding:40px;border-radius:16px;border:1px solid var(--line);background:var(--paper);display:flex;flex-direction:column;gap:22px}
.row2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field>label,.field-label{font-size:14px;font-weight:600;color:var(--text)}
.input{width:100%;min-width:0;height:48px;padding:0 16px;border-radius:12px;border:1px solid var(--field-line);background:var(--paper);font:16px var(--sans);color:var(--text)}
.input:focus-visible{outline:2px solid var(--muted);outline-offset:1px}
.phone-wrap{display:flex;gap:8px;min-width:0}
.cc{height:48px;flex-shrink:0;display:flex;align-items:center;padding:0 14px;border-radius:12px;border:1px solid var(--field-line);background:var(--field);font-weight:500;color:var(--text)}
.seg{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.seg button{height:48px;border-radius:12px;border:1px solid var(--field-line);background:var(--paper);color:var(--ink);font:600 16px/1 var(--sans);cursor:pointer}
.seg button[aria-checked="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.consent{margin-top:6px;display:flex;gap:12px;align-items:flex-start;font-size:14px;line-height:1.5;color:var(--body);cursor:pointer}
.consent input{width:20px;height:20px;margin:1px 0 0;flex-shrink:0;accent-color:var(--jade)}
.amt-panel{padding:18px 20px;border-radius:12px;border:1px solid var(--line);background:var(--field);display:flex;flex-direction:column;gap:8px}
.amt-panel .amt-out{font-size:26px;color:var(--ink)}
.amt-panel input[type=range]{accent-color:var(--jade)}
.amt-panel .amt-scale{color:var(--muted)}
.submit{height:56px;width:100%}
.fine{font-size:13px;line-height:1.5;color:var(--muted)}
.form-msg{padding:14px 16px;border-radius:12px;font-size:15px;line-height:1.5}
.form-msg.ok{background:var(--soft);color:var(--ink)}
.form-msg.warn{background:#FFF4E5;color:#6B3E00}

/* footer */
.site-foot{background:var(--dark);color:var(--on-dark-2);padding-block:72px 48px}
.foot-top{display:flex;justify-content:space-between;gap:80px}
.foot-brand{max-width:380px;display:flex;flex-direction:column;gap:16px}
.foot-brand .brand{color:#fff}
.foot-brand p{font-size:15px;line-height:1.6}
.foot-cols{display:flex;gap:96px}
.foot-cols>*{display:flex;flex-direction:column;gap:14px;min-width:0}
.foot-h{font-size:13px;font-weight:600;color:#fff}
.foot-cols a,.foot-cols span{font-size:15px;color:var(--on-dark);text-decoration:none;overflow-wrap:anywhere}
.foot-cols a:hover{color:#fff}
.foot-bottom{margin-top:56px;padding-top:28px;border-top:1px solid #262B2F;display:flex;justify-content:space-between;align-items:flex-start;gap:40px;font-size:13px;line-height:1.6}
.foot-bottom p{max-width:900px}
.foot-legal{display:flex;flex-direction:column;gap:8px;max-width:820px}
.foot-disclose{color:var(--on-dark-3)}
.foot-links{display:flex;gap:24px;flex-wrap:wrap}
.foot-links a{color:var(--on-dark);text-decoration:none}
.foot-links a:hover{color:#fff}

/* in-between widths */
@media (max-width:1180px){
  .nav{gap:24px}
  .head-phone{display:none}
  .hero-amount{padding-inline:20px}
  .faq-grid{grid-template-columns:320px minmax(0,1fr);gap:56px}
  .apply-grid{grid-template-columns:420px minmax(0,1fr);gap:56px}
}

/* phone and small tablet */
@media (max-width:900px){
  h2{font-size:32px;line-height:1.08}
  h3{font-size:21px}
  .nav,.head-phone{display:none}
  .call-btn{display:flex}
  .site-head .wrap{height:60px;gap:12px}
  .brand{font-size:17px;gap:8px}
  .brand svg{width:28px;height:28px}
  .head-actions{gap:8px}
  .head-apply{height:44px;padding:0 18px}

  .hero-photo{height:min(160vw,620px)}
  .hero-photo img{object-position:50% 30%}
  .hero-photo.has-video::after{content:"";position:absolute;inset:0;background:linear-gradient(to bottom,rgba(17,19,21,.62) 0%,rgba(17,19,21,.28) 34%,rgba(17,19,21,0) 58%);pointer-events:none}
  .hero-grid{display:flex;flex-direction:column;align-items:stretch;gap:20px;padding-block:28px 36px}
  .hero-title{position:absolute;top:64px;left:20px;right:20px;width:auto;height:auto;padding:0;display:block;text-align:left;font-size:40px;line-height:1.02;letter-spacing:-0.02em}
  .hero-amount{order:2;padding:0;border:0}
  .amt-head{flex-direction:column;align-items:flex-start;gap:6px}
  .hero-amount .amt-out{font-size:36px}
  input[type=range]{height:44px}
  .hero-cta{order:3}
  .hero-call{min-height:44px;display:flex;align-items:center;font-size:15px}
  .hero-lede{order:4}

  .sec-how{padding-block:56px}
  .sec-head{gap:16px}
  .how-grid{margin-top:24px;display:flex;flex-direction:column;gap:24px}
  .ledger{width:min(1280px,100% - 2 * var(--gutter));margin-inline:auto}
  .ledger>div{grid-template-columns:1fr;gap:4px;padding-block:18px}
  .ledger dt{font-size:14px}
  .ledger dd{font-size:16px}
  .how-grid .bleed{min-height:0;height:280px}

  .sec-why{padding-block:48px 0}
  .why-grid{display:flex;flex-direction:column;gap:32px}
  .why-grid .bleed{order:2;min-height:0;height:auto;width:min(78%,320px);align-self:center;margin-bottom:48px}
  .why-body{width:min(1280px,100% - 2 * var(--gutter));margin-inline:auto;gap:16px}
  .dread{margin-top:8px}
  .dread>div{padding-block:24px;gap:8px}
  .dread p{font-size:16px}

  .sec-fund{padding-block:64px}
  .fund-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 12px;margin-top:8px}
  .fund-grid figure{gap:10px}
  .fund-photo{height:220px}
  .fund-name{font-size:15px}
  .fund-use{font-size:14px}
  .fund-more{margin-top:16px;font-size:16px}

  .sec-proof{padding-block:40px}
  .proof{grid-template-columns:1fr}
  .proof>div{padding:20px 0;border-left:0;border-top:1px solid var(--line)}
  .proof>div:first-child{border-top:0;padding-top:0}
  .proof-num{font-size:44px}
  .sec-options{padding-block:56px}
  .opt-intro{font-size:16px}
  .opt-grid{grid-template-columns:1fr;margin-top:24px}
  .opt-grid h3{font-size:21px}
  .opt-grid p{font-size:16px}
  .sec-reviews{padding-block:56px}
  .rev-head{flex-direction:column;align-items:flex-start;gap:16px}
  .agg{align-items:flex-start}
  .agg-top{flex-wrap:wrap}
  .rev-grid{grid-template-columns:1fr;gap:16px;margin-top:8px}
  .rev{padding:24px;gap:14px}
  .rev blockquote{font-size:16px}
  .rev.more{display:none}

  .sec-faq{padding-block:56px}
  .faq-grid{grid-template-columns:1fr;gap:24px}
  .faq-intro{gap:16px}
  .faq-intro p{font-size:16px}
  .faq-list>div{padding-block:20px;gap:8px}
  .faq-list h3{font-size:19px}
  .faq-list p{font-size:15px}

  .sec-apply{padding-block:56px}
  .apply-grid{grid-template-columns:1fr;gap:24px}
  .apply-intro{gap:16px}
  .apply-intro p{font-size:16px}
  .apply-photo{display:none}
  .form{padding:20px;gap:18px}
  .row2{grid-template-columns:1fr;gap:18px}

  .site-foot{padding-block:48px calc(136px + env(safe-area-inset-bottom,0px))}
  .dock{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:45;align-items:center;gap:14px;padding:12px 16px calc(12px + env(safe-area-inset-bottom,0px));background:var(--dark);border-top:1px solid var(--dark-line);box-shadow:0 -8px 24px rgba(0,0,0,.18);transform:translateY(110%);transition:transform .25s ease}
  .dock.show{transform:none}
  .dock-amt{flex:1;min-width:0;display:flex;flex-direction:column;gap:2px}
  .dock-top{display:flex;justify-content:space-between;align-items:baseline;gap:8px}
  .dock-label{font-size:12px;color:var(--on-dark-2)}
  .dock .amt-out{font-size:20px}
  .dock input[type=range]{height:36px}
  .dock .btn{height:48px;padding:0 24px;flex-shrink:0}
  .foot-top{flex-direction:column;gap:32px}
  .foot-cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
  .foot-bottom{margin-top:32px;padding-top:24px;flex-direction:column;gap:16px}
}

/* industry tiles link to their own pages; the whole tile is the link */
.fund-grid figure{position:relative}
.fund-link{color:#fff;text-decoration:none}
.fund-link::after{content:"";position:absolute;inset:0}
.fund-link:hover{text-decoration:underline;text-underline-offset:4px}
.fund-link:focus-visible{outline:none}
.fund-grid figure:focus-within{outline:2px solid var(--on-dark);outline-offset:6px}
.fund-photo img{transition:scale .4s ease}
.fund-grid figure:hover .fund-photo img{scale:1.03}
@media (prefers-reduced-motion:reduce){.fund-photo img{transition:none}.fund-grid figure:hover .fund-photo img{scale:none}}

/* ═══ INDUSTRY PAGES ═══ */
.crumbs{font-size:14px;color:var(--on-dark-3);display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:var(--on-dark-2);text-decoration:none}
.crumbs a:hover{color:#fff}
.ind-hero{background:var(--dark)}
.ind-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,540px);gap:64px;align-items:center;padding-block:72px 80px}
.ind-copy{display:flex;flex-direction:column;gap:20px;min-width:0}
.ind-hero h1{font:500 clamp(40px,4.4vw,64px)/1.02 var(--display);letter-spacing:-0.025em;color:#fff;text-wrap:balance;margin:0}
.ind-lede{font-size:18px;line-height:1.55;color:var(--on-dark);max-width:52ch}
.ind-hero .hero-cta{margin-top:12px;flex-direction:row;align-items:center;flex-wrap:wrap;gap:12px 24px}
.ind-hero .hero-cta .btn{padding:0 28px}
.ind-hero .hero-call{align-self:auto}
.ind-photo{height:560px;overflow:hidden;background:#22272A}
.ind-photo img{width:100%;height:100%;object-fit:cover}
.sec-uses{padding-block:112px 96px}
.uses-grid{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:80px;align-items:start}
.uses-grid .sec-head{position:sticky;top:120px}
.uses-grid .ledger{grid-column:auto}
.sec-context{padding-block:0 112px}
.prose{max-width:720px;display:flex;flex-direction:column;gap:20px;margin-left:calc(420px + 80px)}
.prose h2{margin-bottom:4px}
.prose p{font-size:18px;line-height:1.65;color:var(--body)}
.sec-related{padding-block:64px;border-top:1px solid var(--line)}
.related{display:flex;flex-direction:column;gap:20px}
.related h2{font-size:28px}
.related ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:14px 36px}
.related a{font-size:17px;font-weight:600;color:var(--jade);text-decoration:none}
.related a:hover{text-decoration:underline;text-underline-offset:4px}
@media (max-width:1180px){
  .ind-grid{grid-template-columns:minmax(0,1fr) minmax(0,420px);gap:48px}
  .uses-grid{grid-template-columns:320px minmax(0,1fr);gap:56px}
  .prose{margin-left:calc(320px + 56px)}
}
@media (max-width:900px){
  .ind-grid{grid-template-columns:1fr;gap:28px;padding-block:32px 40px}
  .ind-hero h1{font-size:38px}
  .ind-lede{font-size:17px}
  .ind-hero .hero-cta{flex-direction:column;align-items:stretch}
  .ind-hero .hero-call{align-self:center}
  .ind-photo{height:280px}
  .sec-uses{padding-block:56px 40px}
  .uses-grid{grid-template-columns:1fr;gap:20px}
  .uses-grid .sec-head{position:static}
  .sec-context{padding-block:0 56px}
  .prose{margin-left:0}
  .prose p{font-size:16px}
  .sec-related{padding-block:40px}
  .related h2{font-size:24px}
}

/* the JFG mark beside the name, in the header and the footer */
.brand .brand-mark{height:22px;width:auto;flex-shrink:0;display:block}
@media (max-width:900px){.brand .brand-mark{height:19px}}

/* three footer columns need the full width below about 1280px: the brand sits above them */
@media (min-width:901px) and (max-width:1280px){
  .foot-top{flex-direction:column;gap:36px}
  .foot-brand{max-width:560px}
  .foot-cols{gap:72px}
}

/* industry pages: the story, told next to its heading */
.sec-story{padding-block:112px 0}
.story{display:flex;flex-direction:column;gap:22px;max-width:680px}
.story p{font-size:19px;line-height:1.65;color:var(--body)}
.story p:first-child{color:var(--text)}
.sec-story + .sec-uses{padding-top:96px}
@media (max-width:900px){
  .sec-story{padding-block:56px 0}
  .story{gap:16px}
  .story p{font-size:17px}
  .sec-story + .sec-uses{padding-top:48px}
}

/* ═══ MOTION ═══
   Calm by rule (Jacob, 9/28: "smooth and calm, not boom, in your face"): small distances, long soft easing,
   and plenty left still. The advisor circle never moves. People who ask for less motion get none of it. */
.scroll-progress{display:none}
@media (prefers-reduced-motion:no-preference){
  /* on arrival: the top photo eases back a touch, the words fade up in turn */
  .hero-photo img,.ind-photo img{transform-origin:50% 0%;animation:jf-settle 2.4s cubic-bezier(.22,.61,.36,1) both}
  .hero-title,.ind-hero h1{animation:jf-rise 1.3s .15s cubic-bezier(.22,.61,.36,1) both}
  .hero-lede,.ind-lede,.crumbs{animation:jf-rise 1.3s .35s cubic-bezier(.22,.61,.36,1) both}
  .hero-amount,.hero-cta{animation:jf-rise 1.3s .55s cubic-bezier(.22,.61,.36,1) both}
}
@keyframes jf-settle{from{scale:1.04}to{scale:1}}
@keyframes jf-rise{from{opacity:0;translate:0 10px}to{opacity:1;translate:0 0}}

@supports (animation-timeline: view()){
  @media (prefers-reduced-motion:no-preference){
    /* page-wide: a thin jade line fills as you read, and the header lifts off the page */
    .scroll-progress{display:block;position:fixed;top:0;left:0;right:0;height:3px;z-index:60;background:var(--jade-bright);
      transform-origin:0 50%;pointer-events:none;animation:jf-grow linear both;animation-timeline:scroll(root)}
    .site-head{animation:jf-lift linear both;animation-timeline:scroll(root);animation-range:0 160px}
    /* the short rule over each heading draws itself */
    .rule{transform-origin:0 50%;animation:jf-grow linear both;animation-timeline:view();animation-range:entry 10% cover 40%}
    /* a jade line slowly crosses out each fear as you read down */
    .strike{background:linear-gradient(var(--jade-bright),var(--jade-bright)) 0 58%/0% 3px no-repeat;
      -webkit-box-decoration-break:clone;box-decoration-break:clone;
      animation:jf-cross linear both;animation-timeline:view();animation-range:entry 80% cover 55%}
    /* the mint apply panel widens gently to the edges */
    .sec-apply{animation:jf-portal linear both;animation-timeline:view();animation-range:entry 0% cover 35%}
  }
}
@keyframes jf-grow{from{scale:0 1}to{scale:1 1}}
@keyframes jf-lift{from{box-shadow:0 0 0 rgba(17,19,21,0)}to{box-shadow:0 6px 24px rgba(17,19,21,.08)}}
@keyframes jf-cross{from{background-size:0% 3px}to{background-size:100% 3px}}
@keyframes jf-portal{from{clip-path:inset(0 3% 0 3% round 32px)}to{clip-path:inset(0 0 0 0 round 0)}}

/* ═══ MOTION THAT PLAYS ═══
   Entrances that run at their own slow pace once they come into view (site.js adds .in), so a fast scroll never
   makes them snap; things that arrive together ease in a beat apart. Without site.js they simply show. */
@media (prefers-reduced-motion:no-preference){
  .pl{transition:opacity 1.3s cubic-bezier(.22,.61,.36,1),translate 1.4s cubic-bezier(.22,.61,.36,1),scale 1.8s cubic-bezier(.22,.61,.36,1)}
  .pl:not(.in){opacity:0}
  .pl-soft:not(.in){translate:0 14px}
  .pl-up:not(.in){translate:0 22px}
  .pl-photo:not(.in){scale:1.03}
  /* industry tiles: the photo settles slowly while the tile rises */
  .fund-grid figure.pl .fund-photo{transition:scale 2s cubic-bezier(.22,.61,.36,1)}
  .fund-grid figure.pl:not(.in) .fund-photo{scale:1.05}
}

/* THE WEBSITE CHAT (Jacob 9/28, design https://claude.ai/artifact/YUokJjfzXtEAuEsMLZo2cp). Built by site.js on every
   page. A visitor talks to "Jade advisor"; on the dashboard it lands in Messages, under Website visitors. */
.wc-launch{position:fixed;right:28px;bottom:calc(28px + env(safe-area-inset-bottom,0px));z-index:55;height:52px;padding:0 22px 0 16px;border:0;border-radius:999px;background:var(--jade);color:#fff;font:600 15px/1 var(--sans);display:flex;align-items:center;gap:10px;box-shadow:0 10px 30px rgba(11,122,90,.32);cursor:pointer}
.wc-launch:hover{background:var(--jade-hover)}
.wc-launch{transition:opacity .2s ease,visibility .2s}
@media (min-width:901px){.wc-launch.wc-round{width:52px;padding:0;justify-content:center}}
.wc-launch.wc-round .wc-lt{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.wc-launch.wc-hide{opacity:0;visibility:hidden;pointer-events:none}
.wc-launch svg{flex:none}
.wc-dot{position:absolute;top:-2px;left:-2px;width:15px;height:15px;border-radius:50%;background:var(--jade-bright);border:2.5px solid #fff}
.wc-n{position:absolute;top:-6px;right:-6px;min-width:22px;height:22px;padding:0 6px;border-radius:999px;background:#B44747;color:#fff;font:700 12px/22px var(--sans);text-align:center;border:2px solid #fff;box-sizing:content-box}
.wc-panel{position:fixed;right:28px;bottom:calc(96px + env(safe-area-inset-bottom,0px));z-index:56;width:392px;height:min(624px,calc(100dvh - 128px));background:var(--paper);border:1px solid #DDE1E5;border-radius:16px;box-shadow:0 18px 50px rgba(23,26,29,.18);display:flex;flex-direction:column;overflow:hidden;color:var(--text);font:15px/1.45 var(--sans);opacity:0;translate:0 8px;transition:opacity .22s ease,translate .22s ease}
.wc-panel.up{opacity:1;translate:none}
.wc-head{display:flex;align-items:center;gap:12px;padding:14px 10px 14px 16px;background:var(--dark);color:#fff;flex:none}
.wc-av{width:38px;height:38px;border-radius:11px;background:#fff;display:flex;align-items:center;justify-content:center;flex:none}
.wc-av img{width:26px;height:auto}
.wc-hd{min-width:0}
.wc-title{font-size:15.5px;font-weight:600;line-height:1.25}
.wc-status{font-size:12.5px;line-height:1.35;color:var(--on-dark-2);display:flex;align-items:center;gap:6px;margin-top:2px}
.wc-status i{width:8px;height:8px;border-radius:50%;background:var(--jade-bright);flex:none}
.wc-status.away i{background:#C98A00}
.wc-x{margin-left:auto;width:44px;height:44px;border:0;border-radius:999px;background:transparent;color:var(--on-dark);display:flex;align-items:center;justify-content:center;cursor:pointer;flex:none}
.wc-x:hover{background:rgba(255,255,255,.08)}
.wc-x .wc-down{display:none}
.wc-msgs{flex:1;min-height:0;overflow-y:auto;overscroll-behavior:contain;padding:16px 14px;background:var(--field);display:flex;flex-direction:column;gap:8px}
.wc-day{align-self:center;font-size:11.5px;color:var(--muted);padding:2px 0 6px}
.wc-list{display:flex;flex-direction:column;gap:8px}
.wc-row{display:flex;gap:8px;align-items:flex-end}
.wc-row.me{justify-content:flex-end}
.wc-mini{width:26px;height:26px;border-radius:8px;background:#fff;border:1px solid var(--line-soft);flex:none;display:flex;align-items:center;justify-content:center}
.wc-mini img{width:17px;height:auto}
.wc-b{max-width:78%;padding:10px 13px;border-radius:16px;font-size:14.5px;line-height:1.45;white-space:pre-wrap;overflow-wrap:anywhere}
.wc-b.them{background:#fff;border:1px solid var(--line-soft);border-bottom-left-radius:6px}
.wc-b.me{background:var(--jade);color:#fff;border-bottom-right-radius:6px}
.wc-b.me.wait{opacity:.7}
.wc-meta{font-size:11.5px;color:var(--muted);padding:0 4px 2px 34px}
.wc-meta.me{align-self:flex-end;padding:0 4px 2px;text-align:right}
.wc-note{align-self:center;max-width:92%;font-size:12px;line-height:1.4;color:var(--muted);background:#fff;border:1px solid var(--line-soft);border-radius:12px;padding:6px 12px;text-align:center}
.wc-chips{display:flex;flex-wrap:wrap;gap:8px;padding:2px 0 4px 34px}
.wc-chip{min-height:36px;padding:0 14px;border-radius:999px;border:1px solid var(--jade);background:#fff;color:var(--jade);font:500 13.5px/1.2 var(--sans);cursor:pointer}
.wc-chip:hover{background:var(--soft)}
.wc-card{background:#fff;border:1px solid var(--line-soft);border-radius:14px;padding:14px;display:flex;flex-direction:column;gap:10px;margin-left:34px}
.wc-card h4{margin:0;font-size:14px;font-weight:600;color:var(--ink)}
.wc-ask{display:flex;flex-direction:column;gap:8px}
.wc-opt{font-weight:400;color:var(--muted)}
.wc-acts{display:flex;gap:8px;align-items:center}
.wc-acts .wc-btn{flex:1;min-width:0}
.wc-skip{height:44px;padding:0 14px;border:0;border-radius:999px;background:transparent;color:var(--body);font:500 14px var(--sans);cursor:pointer;flex:none}
.wc-skip:hover{background:var(--field)}
.wc-go-apply{padding:0 0 4px 34px}
.wc-card p{margin:0;font-size:13px;color:var(--body);line-height:1.45}
.wc-field{display:flex;flex-direction:column;gap:5px;min-width:0}
.wc-field>label,.wc-field>span{font-size:12.5px;font-weight:600;color:var(--text)}
.wc-in{height:42px;border:1px solid var(--field-line);border-radius:10px;padding:0 12px;font:16px var(--sans);color:var(--text);background:#fff;width:100%;min-width:0}
.wc-in:focus{outline:none;border-color:var(--muted);box-shadow:inset 0 0 0 1px var(--muted)}
.wc-ph{display:flex;gap:6px;min-width:0}
.wc-cc{height:42px;padding:0 11px;border:1px solid var(--field-line);border-radius:10px;background:var(--field);display:flex;align-items:center;font-weight:500;flex:none}
.wc-seg{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px}
.wc-seg button{height:40px;border-radius:10px;border:1px solid var(--field-line);background:#fff;font:600 14px var(--sans);color:var(--ink);cursor:pointer}
.wc-seg button[aria-checked=true]{background:var(--ink);border-color:var(--ink);color:#fff}
.wc-consent{display:flex;gap:8px;align-items:flex-start;font-size:12px;line-height:1.45;color:var(--body)}
.wc-consent input{width:18px;height:18px;margin:1px 0 0;flex:none;accent-color:var(--jade)}
.wc-btn{height:44px;border:0;border-radius:999px;background:var(--jade);color:#fff;font:600 15px var(--sans);cursor:pointer}
.wc-btn:hover{background:var(--jade-hover)}
.wc-btn:disabled{opacity:.6;cursor:default}
.wc-warn{font-size:12.5px;line-height:1.4;color:#A23B3B}
.wc-done{display:flex;align-items:flex-start;gap:8px;font-size:13.5px;font-weight:600;line-height:1.4;color:var(--jade)}
.wc-done svg{flex:none;margin-top:1px}
.wc-compose{display:flex;gap:8px;align-items:flex-end;padding:10px 12px 8px;border-top:1px solid var(--line-soft);background:#fff;flex:none;position:relative}
.wc-compose textarea{flex:1;min-width:0;height:44px;max-height:120px;resize:none;border:1px solid var(--field-line);border-radius:22px;padding:11px 16px;font:16px/1.35 var(--sans);color:var(--text);background:#fff}
.wc-compose textarea:focus{outline:none;border-color:var(--muted);box-shadow:inset 0 0 0 1px var(--muted)}
.wc-send{width:44px;height:44px;border-radius:999px;border:0;background:var(--jade);color:#fff;display:flex;align-items:center;justify-content:center;flex:none;cursor:pointer}
.wc-send:hover{background:var(--jade-hover)}
.wc-trap{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.wc-err{font-size:12.5px;line-height:1.4;color:#A23B3B;padding:0 14px 6px;background:#fff}
.wc-fine{margin:0;font-size:11px;line-height:1.4;color:var(--muted);padding:0 14px 10px;background:#fff;flex:none}
.wc-fine a{color:inherit;text-decoration:underline;text-underline-offset:2px}
@media (max-width:900px){
  .wc-launch{right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));width:58px;height:58px;padding:0;justify-content:center;transition:bottom .25s ease,opacity .2s ease,visibility .2s}
  .wc-launch .wc-lt{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
  html.dock-on .wc-launch{bottom:calc(var(--dock-h,88px) + 16px)}
  .wc-panel{right:16px;bottom:calc(88px + env(safe-area-inset-bottom,0px));height:min(624px,calc(100dvh - 120px))}
  html.dock-on .wc-panel{bottom:calc(var(--dock-h,88px) + 88px);height:min(624px,calc(100dvh - var(--dock-h,88px) - 120px))}
}
@media (max-width:600px){
  .wc-panel,html.dock-on .wc-panel{inset:0;width:auto;height:100%;border:0;border-radius:0;box-shadow:none}
  .wc-head{padding-top:calc(14px + env(safe-area-inset-top,0px))}
  .wc-fine{padding-bottom:calc(10px + env(safe-area-inset-bottom,0px))}
  .wc-x .wc-close{display:none}
  .wc-x .wc-down{display:block}
  html.wc-lock,html.wc-lock body{overflow:hidden}
  .wc-card{margin-left:0}
  .wc-chips{padding-left:0}
  .wc-go-apply{padding-left:34px}
}
@media (prefers-reduced-motion:reduce){.wc-panel{transition:none}.wc-launch{transition:none}}
.wc-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.wc-panel{z-index:61}

/* Privacy Policy and Terms of Use (privacy.html, terms.html; words in legal.py). Dark band like the industry pages,
   then a quiet reading page: the contents list stays beside the text on computers, the text keeps a ~68ch measure. */
.legal-hero{background:var(--dark)}
.legal-head{padding-block:64px 56px;display:flex;flex-direction:column;gap:18px}
.legal-head h1{font:500 clamp(40px,4.4vw,64px)/1.02 var(--display);letter-spacing:-0.025em;color:#fff;margin:0}
.legal-lede{font-size:18px;line-height:1.6;color:var(--on-dark);max-width:62ch}
.legal-date{font-size:14px;color:var(--on-dark-3)}
.legal-grid{display:grid;grid-template-columns:220px minmax(0,1fr);gap:72px;padding-block:64px 96px}
.legal-toc{position:sticky;top:104px;align-self:start;display:flex;flex-direction:column;gap:10px;max-height:calc(100vh - 128px);overflow-y:auto}
.legal-toc-h{font-size:13px;font-weight:600;color:var(--ink);margin-bottom:4px}
.legal-toc a{font-size:14px;line-height:1.35;color:var(--muted);text-decoration:none}
.legal-toc a:hover{color:var(--jade)}
.legal-text{max-width:68ch;display:flex;flex-direction:column;gap:44px}
.legal-text section{display:flex;flex-direction:column;gap:14px;scroll-margin-top:96px}
.legal-text h2{font-size:28px;line-height:1.15;letter-spacing:-0.01em}
.legal-text h3{font-size:18px;font-family:var(--sans);font-weight:600;margin-top:8px}
.legal-text p,.legal-text li{font-size:17px;line-height:1.65;color:var(--body)}
.legal-text strong{color:var(--text);font-weight:600}
.legal-text ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:10px}
.legal-text li::marker{color:var(--jade)}
.legal-sum{background:var(--soft);border-radius:14px;padding:28px 32px;display:flex;flex-direction:column;gap:14px}
.legal-sum h2{font-size:22px}
.legal-sum li{color:var(--text)}
.legal-lines{line-height:1.9}
.legal-other{padding-top:24px;border-top:1px solid var(--line);font-size:16px}
@media (max-width:900px){
  .legal-grid{grid-template-columns:minmax(0,1fr);gap:32px;padding-block:40px 64px}
  .legal-toc{position:static;max-height:none;padding-bottom:24px;border-bottom:1px solid var(--line);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 20px}
  .legal-toc-h{grid-column:1 / -1}
  .legal-text{gap:36px}
}
@media (max-width:600px){
  .legal-head{padding-block:40px 36px}
  .legal-head h1{font-size:38px}
  .legal-lede{font-size:16px}
  .legal-text h2{font-size:24px}
  .legal-text p,.legal-text li{font-size:16px}
  .legal-sum{padding:22px 20px}
}
/* the formal Terms of Use: numbered clauses, a boxed notice at the top, conspicuous capitals where the law expects them */
.legal-notice{border:1px solid var(--ink);border-radius:4px;padding:22px 26px;display:flex;flex-direction:column;gap:12px}
.legal-notice p{font-size:14px;line-height:1.6;color:var(--text);letter-spacing:0.01em}
.legal-formal h2{font-size:22px;line-height:1.25;letter-spacing:0}
.legal-formal section{gap:12px}
.legal-formal p,.legal-formal li{font-size:16px;line-height:1.7}
.legal-cl{display:grid;grid-template-columns:3.2em minmax(0,1fr);column-gap:4px}
.legal-n{font-weight:600;color:var(--text);font-variant-numeric:tabular-nums}
.legal-caps{font-size:14px!important;line-height:1.65!important;color:var(--text)!important;letter-spacing:0.01em}
.legal-formal .legal-cl.legal-caps{font-size:14px}
@media (max-width:600px){
  .legal-notice{padding:18px 18px}
  .legal-cl{grid-template-columns:2.8em minmax(0,1fr)}
  .legal-formal p,.legal-formal li{font-size:15.5px}
}
.legal-table{overflow-x:auto;border:1px solid var(--line);border-radius:6px}
.legal-table table{width:100%;border-collapse:collapse;min-width:560px}
.legal-table th{font-size:13px;font-weight:600;text-align:left;color:var(--ink);background:var(--field);padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:bottom}
.legal-table td{font-size:14px;line-height:1.55;color:var(--body);padding:12px 14px;border-bottom:1px solid var(--line-soft);vertical-align:top}
.legal-table tr:last-child td{border-bottom:0}
.legal-table td:first-child{font-weight:600;color:var(--text)}
.legal-text ul.legal-alpha{list-style:none;padding-left:3.6em;gap:8px}
.legal-text ul.legal-alpha li{text-indent:-1.9em;padding-left:1.9em}
.legal-text ul.legal-alpha li::marker{content:none}
@media (max-width:600px){.legal-text ul.legal-alpha{padding-left:1.2em}}
.legal-text a[href^="tel:"],.foot-cols a[href^="tel:"]{white-space:nowrap}